Motor vehicle liability insurance and vehicle damage insurance.

To make sure that anyone who sustains an injury in a traffic accident is entitled to compensation from an insurance company, all registered motor vehicles must be covered by motor vehicle liability insurance (traffic insurance).

The minimum compulsory motor vehicle liability insurance covers:

Injuries sustained by another person

Damages to other vehicles, if the driver of that vehicle cannot be blamed for the damages Damages to other vehicles, if the driver of that vehicle cannot be blamed for the damages

Damages to another person's property, e.g. if you drive into a house or a fence Damages to another person's property, e.g. if you drive into a house or a fence

Injuries sustained by the driver himself/herself, i.e. you, if you are driving Injuries sustained by the driver himself/herself, i.e. you, if you are driving

To cover damages to your own vehicle, a (comprehensive) vehicle damage insurance is necessary. Such policies cover damages to your own vehicle in case of a traffic accident where you are to blame, fire and theft. To cover damages to your own vehicle, a (comprehensive) vehicle damage insurance is necessary. Such policies cover damages to your own vehicle in case of a traffic accident where you are to blame, fire and theft.