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Posted Under: Zong on Sep 3, 2000


Question 358 of 1002

What damages are covered by the car's motor vehicle liability insurance?

Justification

All personal injury and damage to other's property.

To make sure that anyone who sustains an injury in a traffic accident is entitled to compensation from an insurance company, all registered motor vehicles must be covered by motor vehicle liability insurance (traffic insurance).

The minimum compulsory motor vehicle liability insurance covers:

injuries sustained by another person

damages to other vehicles (if the driver of that vehicle cannot be blamed for the damages) damages to other vehicles (if the driver of that vehicle cannot be blamed for the damages)

damages to another person's property (e.g. if you drive into a house or a fence) damages to another person's property (e.g. if you drive into a house or a fence)

injuries sustained by the driver himself/herself (i.e. you, if you are driving) injuries sustained by the driver himself/herself (i.e. you, if you are driving)

Options
Damages to your own car when you are at fault
Car damage due to a fire
All personal injury and damage to other's property
Damaging your own car




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